- Ordinance or Law
- Earth Movement Exclusion
- Governmental Action
- Nuclear Hazard
- Power Failure
- War and Military Action
- Water
- Neglect
- Consequential Losses
- Smoke, Vapor, or Gas from Agricultural or Industrial Operations
- Wear and Tear
- Rust, corrosion, fungus, decay, deterioration, hidden or latent defect, or any quality in property that causes it to damage or destroy itself
- Smog
- Settling, cracking, shrinking or expansion
- Nesting or infestation, or discharge or release of waste products or secretions by insects, birds, rodents, mold, spore or other animals
- Dampness or dryness of atmosphere
- Changes in or extremes of temperature
- Marring or scratching
- Frozen Plumbing
- Dishonesty of insured or employees of insured
- False Pretense
- Exposed Property
- Collapse
- Pollution
- Weather Conditions
- Acts or Decisions
- Negligent Work
- Mysterious Disappearance
- Unauthorized instructions
- Storm related damage
- Pets and animals unless held for sale
- Loss or damage by theft limits
$2,500 furs
$2,500 jewelry, watches, precious metals except those valued at $100.00 or less
$2,500 patterns, dies, molds and forms
$500 stamps and lottery tickets that are held for sale and letters of credit
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