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IMPORTANT PLEASE READ
The purpose of this web site is to help you gain a better understanding of insurance in general. It is not the purpose of this web site to replace any insurance policy or in any way diminish the importance of reading and understanding any policy purchased through Mc Knight Insurance Agency. The policy always takes precedence over anything stated or not stated on this web site.

Liability Exclusions
Following is a summary list of some of the exclusions that exist on a business owners liability policy. There will be also exclusions on your policy that are not listed here.
  • Expected or Intended Injury
  • Contractual Liability
  • Liquor Liability
  • Workers Compensation
  • Employers Liability
  • Pollution
  • Aircraft, Auto or Watercraft
  • Mobile Equipment
  • War
  • Professional Services
  • Damage to property in your care custody or control
  • Damage to property you are working on
  • Damage to your product
  • Damage to your work
  • Damage to impaired property or property not physically injured
  • Recall of products, work or impaired property
  • Personal or Advertising Injury when knowledge of falsity is known by insured
  • Criminal acts of insured
  • Breach of Contract
  • Product Performance
  • Wrong Description of Products


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